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Blog

CHJ Wealth Management | Jul 30, 2026

How to Set Up a Trump Account: A Step-by-Step Guide

Trump Account
Trump Account Election
How to Open a Trump Account
Trump Account Setup
Form 4547
Child Investing
Family Financial Planning
Retirement Planning
Learn how to set up a Trump Account with this step-by-step guide. Find out where to submit the Trump Account Election, request the $1,000 government
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CHJ Wealth Management | Jul 23, 2026

How to Open a Trump Account: Eligibility, the $1,000 Contribution, and Getting Started

Trump Accounts
Child Savings
Family Financial Planning
Tax Planning
Investing
Retirement Planning
Education Planning
Trump Accounts give eligible children a new tax-advantaged way to save for the future. If you're wondering who qualifies, how to receive the $1,000 government
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CHJ Wealth Management | Jul 9, 2026

How Do You Talk to Aging Parents About Estate Planning and Long-Term Care?

Estate Planning
Long-Term Care
Aging Parents
Family Conversations
Retirement Planning
Healthcare Planning
Financial Planning
Legacy Planning
Conversations about estate planning and long-term care can be uncomfortable, but waiting until a health emergency often makes them even harder. This article
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CHJ Wealth Management | Jul 2, 2026

How Do You Know If Your Business Is Ready to Sell or Transfer?

Business Succession Planning
Business Exit Planning
Small Business
Business Owners
Retirement Planning
Business Valuation
Estate Planning
Financial Planning
Building a successful business can take decades. Preparing that business for retirement, a sale, or a transition to new ownership often requires years of
Read More
CHJ Wealth Management | Jun 25, 2026

How Do You Know When You're Ready for Retirement?

Retirement Planning
Retirement Readiness
Retirement Income
Social Security
Medicare
Financial Planning
Retirement Lifestyle
Wealth Management
Retirement isn't defined by your age or the size of your nest egg. Before leaving the workforce, it's important to evaluate your income, healthcare, taxes
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CHJ Wealth Management | Jun 20, 2026

Should You Buy an Annuity in Retirement?

Annuities
Retirement Income
Retirement Planning
Guaranteed Income
Social Security
Immediate Annuities
Inflation Risk
If you're considering an annuity, you're probably looking for more certainty in retirement. An annuity can provide guaranteed income and help address longevity
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CHJ Wealth Management | Jun 6, 2026

How Do Healthcare Costs Change as You Age?

Retirement Planning
Healthcare Costs
Retirement Spending Smile
Medicare
Healthcare Inflation
Retirement Income Planning
Aging and Retirement
Healthcare costs rarely stay the same throughout retirement. Learn how spending often changes over time and why planning for future healthcare needs is an
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CHJ Wealth Management | May 29, 2026

Should You Choose Traditional Medicare or Medicare Advantage?

Medicare
Medicare Advantage
Traditional Medicare
Medigap
Medicare Supplement
Retirement Healthcare
Medicare Planning
Healthcare Costs
Traditional Medicare and Medicare Advantage approach healthcare coverage differently. Understanding provider networks, out of pocket costs, Medigap coverage
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CHJ Wealth Management | May 21, 2026

How Does Medicare Work With Employer Health Insurance After Age 65?

Medicare
Employer Health Insurance
COBRA
Medicare Part B
Working Past 65
Retirement Planning
Retiree Health Insurance
Medicare Enrollment
Medicare does not always replace employer health insurance at age 65. The way Medicare works with employer coverage depends on the type of insurance you have
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CHJ Wealth Management | May 18, 2026

When Should You Enroll in Medicare?

Medicare
Medicare Enrollment
Retirement Planning
Medicare Part B
Medicare Supplement
Medigap
HSA
Healthcare Planning
IRMAA
Retirement Healthcare
Medicare enrollment is not always as simple as signing up at age 65. Learn when Medicare eligibility begins, how employer coverage affects enrollment decisions
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CHJ Wealth Management | May 8, 2026

Can You Work Part-Time and Delay Social Security?

Social Security
Retirement Planning
Part-Time Work
Retirement Income
Claiming Social Security
Phased Retirement
Early Retirement
Retirement doesn’t have to mean stopping work completely. Part-time work may give you more flexibility, more purpose, and more control over when you claim
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CHJ Wealth Management | May 2, 2026

Should the Higher-Earning Spouse Wait to Claim Social Security?

Social Security
Spouses
Higher Earner
Spousal Planning
Retirement Planning
Claiming Social Security
Survivor Benefits
When one spouse has the larger Social Security benefit, the timing of that claim can affect more than today’s monthly income. In many households, it can shape
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10200 Grogans Mill Road suite 430
The Woodlands TX 77380

Contact Info

(281) 298-2700
info@chjwealthmanagement.com

  

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CHJ is a registered investment adviser located in The Woodlands, TX. CHJ may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. CHJ’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of CHJ’s website on the Internet should not be construed by any consumer and/or prospective client as CHJ’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by CHJ with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of CHJ, please contact the state securities regulators for those states in which CHJ maintains a registration filing. A copy of CHJ’s current written disclosure statement discussing CHJ’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from CHJ upon written request. CHJ does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to CHJ’s website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only, and all users thereof should be guided accordingly.

This website and information are provided for guidance and information purposes only. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

CHJ has been nominated and has won several awards. CHJ did not make any solicitation payments to any of the award sponsors in order to be nominated or to qualify for nomination of the award. The basis for each award presented on this website is provided by accessing the Internet link to the award sponsor which is available by going to the award sponsor’s icon or name shown on the web pages herein.

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